City of Lewisville, TX
Home MenuAccidental Death & Dismemberment (AD&D)
The City of Lewisville automatically provides eligible regular, full-time employees with AD&D Coverage, which is three times your annual salary, subject to a maximum of $300,000.
Accidental Death benefits are payable to your beneficiary, in addition to your Life Insurance benefit, if you die within 365 days after a covered accident and the cause of your death can be attributed to the covered accident.
Accidental Dismemberment benefits are payable to you if you suffer a loss that is covered under the plan. The loss must have occurred within 365 days of the covered accident.
loss of: |
AD&D Benefit |
---|---|
life |
Principle Sum |
both hands or both feet |
Principle Sum |
one hand and one foot |
Principle Sum |
one hand or one foot plus the sight of one eye |
Principle Sum |
sight of both eyes |
Principle Sum |
speech and hearing |
Principle Sum |
use of four limbs |
Principle Sum |
use of three limbs |
3/4 Principle Sum |
use of two limbs |
2/3 Principle Sum |
speech or hearing |
1/2 Principle Sum |
thumb & index finger of same hand |
1/4 Principle Sum |
more than one of the above |
Largest Benefit |